Terms of Service

1. About Visa Genius

2. The Platform is Informational

The Platform provides an assessment score and guidance based on information you submit.

You are responsible for:

• The accuracy of your inputs
• Checking requirements with official sources
• Taking professional advice where needed

3. Eligibility

You must be at least 16 years old and able to form a contract under your local laws.

4. Accounts and Security

• You must keep credentials confidential
• You must notify us if you suspect unauthorised access
• You are responsible for all activities under your account

5. User Content (Your Inputs and Uploads)

You confirm you have the right to upload or submit any data or documents.

You grant Visa Genius a limited licence to process your content to provide the service and improve the Platform.

6. Acceptable Use

You agree not to:

• Misuse the Platform, attempt to hack it, or overload it
• Upload malicious content or harmful files
• Submit false or misleading information intentionally
• Use the Platform for unlawful activities

7. Paid Services and Upgrades

• Prices will be displayed before purchase
• Payment is processed by third-party providers
• All sales are subject to our refund policy

View our Refund Policy

8. Intellectual Property

The Platform, branding, design, and content are owned by Visa Genius or licensed to us. You may not copy or reuse our materials without permission.

9. Disclaimers

To the maximum extent allowed by law:

• The Platform is provided "as is"
• We do not guarantee availability, accuracy, or fitness for a particular purpose
• Outputs may vary based on user inputs and system updates

10. Limitation of Liability

To the extent permitted by applicable law, Visa Genius is not liable for indirect or consequential losses, loss of opportunity, or losses arising from reliance on Platform outputs.

11. Suspension or Termination

We may suspend or terminate access if you breach these Terms or misuse the Platform.

12. Changes to These Terms

We may update these Terms. Continued use after changes means acceptance.